Either way, there's a new year looming large on the horizon. There's a lot of uncertainty about 2021 - about whether it's going to be the year we begin the process of healing and coming back stronger, or whether it's going to be the "pro + max" version of 2020. However 2021 eventually pans out (although we trust God that it'll go greatly), there are a set of people that won't maximize all that the new year has to offer. And that's the set of people that won't have a plan for the year.